Well my retirement nestegg grew by 3% this month, which is great, but more importantly my retirement nestegg grew by 90.61% this year. Granted a majority of this gain is due to the fact that my nestegg is so small and a majority of the gains were due directly to my contributions, but it still is nice to see your retirement account nearly double in one calendar year regardless of the reason. One a side note as far as investment performance because my traditional 401k has not had any contributions this year I can easily calculate the investment performance of my 401k investments, which ended up being 15.26%, which bested the market by about 1.5% this year.
December 2006
Monthly Archive
Sun 31 Dec 2006
Fri 29 Dec 2006
$100,000 by Age 30 - 2006 annual review
Posted by MFJ under General , Investing , Goals , Roth 401kNo Comments
Well 2006 is coming to a close and I figured I would check in on how I am progressing on my goal to have $100,000 in principal (solely my contributions) contributed to my various retirement plans. Here is my contribution table my initial planning post on reaching $100k by 30.
Thu 28 Dec 2006
Questions to ask your prospective employer in an interview
Posted by MFJ under General , Career[3] Comments
Well I’ve been doing a lot of interviewing lately and I’m starting to realize now that I’m worried less about the interview questions that the employer will spring on me than I am trying to come up with good questions for the person interviewing me to help me learn more about them and their company.
Wed 27 Dec 2006
Term Life Insurance for my Wife - failed attempt #1
Posted by MFJ under General , Insurance , Estate Planning[4] Comments
I recently went ahead and finally got the ball rolling as far as getting a life insurance policy for my wife. Seeing as how we already have one kid and another on the way it is pretty important for us to make sure that our family would be taken care of if anything bad happened to either of us.
EDIT: This is now outdated…there was a typo in the underwriting process and we were able to get the top rate…see more in the comments.
Wed 27 Dec 2006
One of the great advantages, at least for me is that by contributing to my Roth IRA at work I know that some day when I leave the company I can roll it over to a Roth IRA which is a much friendlier vehicle for someone who may be thinking about retiring early. Well I have only been contributing to my Roth 401k for a year, but I am interviewing pretty hardcore lately and it’s likely that I’ll be leaving my current company in the next month or so.
Fri 22 Dec 2006
The Carnival of Personal Finance # 79 is being held at A Penny Saved and there are an enormous amount of articles included in this week’s carnival, including one by me on “The pursuit of a perfect savings rate”
Thu 21 Dec 2006
Well I just talked about how I’m going to have to start paying off my student loans come next summer, well I’ve got another expense I need to start planning for……our 2nd kid. My wife and I are expecting next July, which means I won’t be able to whack diapers out of the monthly expenses anytime soon 
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